You don't have to feel alone in managing money anymore.
Money is about more than numbers — it's about trust, communication, and feeling like you're on the same team. We help couples navigate it all together.
Your first month includes: 3 live coaching sessions + Exclusive beta app access.
After that, access to the app is $9 per month.
What makes Opto different
We're not another budgeting app. We're your proactive financial partner that learns, adapts, and guides you forward.
Truly Personalized
Create financial plans that reflect your unique values and dreams
Proactively Helpful
We reach out before problems happen—get nudges when you need them most
Real Progress
Track your financial growth with clear metrics and milestones
AI-Enhanced Guidance
Regular check-ins with a financial coach + 24/7 access to tailored AI tips and guidance
AI Financial Coach
Available 24/7 for guidance, insights, and support whenever you need it
Create healthier money conversations
Navigate financial discussions with more trust and less stress.
Turn values into a shared plan
Align what matters most and make confident decisions together.
Get clear, personalized next steps
Know exactly what to do next—without second-guessing.
Balance togetherness and independence
Manage shared goals and personal priorities with ease.
+ Live Money Coach Support
When you need human wisdom and deeper guidance
3 FREE SESSIONS
Hyper-Personalized Onboarding
Every couple's journey starts with understanding your unique story, goals, and challenges
The Virtuous Cycle
Emotional growth and financial progress reinforce each other, building stronger foundations
Expert Network
Connect to specialized professionals when you need them, with Opto as your central hub
AI Coaching
Navigate emotional & relational aspects of money
Financial Planning
Build & track your financial goals together
Stronger Bond
Grow trust & alignment in your relationship
Financial Progress
See real results & celebrate wins together