An AI financial coach for couples — grounded in human insight.
Stop fighting about money. Start building together.
Your first month includes: 3 live coaching sessions + Exclusive beta app access
No credit card required
AI Financial Coach
Available 24/7 for guidance, insights, and support whenever you need it
Create healthier money conversations
Learn to navigate financial conversations with more understanding & trust, without stress
Turn your values into a shared plan
Translate what matters most to both of you into actionable financial decisions
Get personalized action plans
Know exactly what to do next—no more wondering or second-guessing your decisions
Balance togetherness and independence
Manage shared goals and individual priorities seamlessly—without the tension
+ Live Money Coach Support
When you need human wisdom and deeper guidance
3 FREE SESSIONS
What makes Opto different
We're not another budgeting app. We're your proactive financial partner that learns, adapts, and guides you forward.
Truly Personalized
Create financial plans that reflect your unique values and dreams
Proactively Helpful
We reach out before problems happen—get nudges when you need them most
Real Progress
Track your financial growth with clear metrics and milestones
AI-Enhanced Guidance
Regular check-ins with a financial coach + 24/7 access to tailored AI tips and guidance
Hyper-Personalized Onboarding
Every couple's journey starts with understanding your unique story, goals, and challenges
The Virtuous Cycle
Emotional growth and financial progress reinforce each other, building stronger foundations
Expert Network
Connect to specialized professionals when you need them, with Opto as your central hub
AI Coaching
Navigate emotional & relational aspects of money
Financial Planning
Build & track your financial goals together
Stronger Bond
Grow trust & alignment in your relationship
Financial Progress
See real results & celebrate wins together